Effective Date: March 13, 2025
Last Updated: March 23, 2025
Teresa Wrich Consulting (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website www.teresawrich.com, use our Mastermind’s Hub platform, or engage with our services, including coaching, consulting, online programs, and digital content.
By accessing or using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect various types of personal and usage information to provide and improve our services.
1.1 Personal Information Provided by You
When you interact with us, you may provide personal information, including:
• Full Name
• Email Address
• Phone Number
• Payment Information (processed securely through third-party payment processors)
• Account Credentials (for Mastermind’s Hub and other service platforms)
• Profile Information (such as photos, bio, and social links, if applicable)
• Information shared during coaching, consulting, or program participation
1.2 Automatically Collected Information
We may automatically collect certain information when you visit our website or use our services, including:
• IP Address and Device Information
• Browser Type and Operating System
• Website Usage Data (e.g., pages visited, time spent on pages)
• Platform Activity (interactions within Mastermind’s Hub)
1.3 Cookies and Tracking Technologies
We use cookies and similar tracking technologies to:
• Improve your browsing experience
• Analyze website traffic and user behavior
• Personalize content and recommendations
• Support marketing and advertising efforts
You can control cookie settings through your browser preferences.
2. How We Use Your Information
We collect and process personal data for the following purposes:
• Service Delivery – Providing coaching, consulting, and digital content
• User Account Management – Facilitating access to Mastermind’s Hub and program platforms
• Payment Processing – Securing transactions through third-party payment processors
• Customer Support – Responding to inquiries and service-related issues
• Marketing & Communications – Sending newsletters, program updates, and promotional materials (with opt-out options)
• Security & Compliance – Protecting against fraud, ensuring regulatory compliance, and maintaining data security
We do not sell, rent, or trade personal information.
3. How We Share Your Information
We share personal data only when necessary and with trusted third-party providers, including:
• Payment Processors – Stripe, PayPal, or similar platforms for secure transactions
• Email & Marketing Services – ConvertKit, Kajabi, or similar services for communication
• Analytics & Performance Tools – Google Analytics or similar tools to track user behavior
• Hosting & Security Services – To ensure stability and data protection
• Legal Authorities – If required for compliance, fraud prevention, or legal obligations.
All third-party service providers are contractually obligated to comply with applicable privacy regulations.
We may transfer and store your data outside of your country, including the United States. If you are located outside of the U.S., please note that your data will be transferred, stored, and processed in the United States or other jurisdictions where our service providers operate.
4. User-Generated Content & Community Engagement
If you participate in Mastermind’s Hub, forums, or other interactive features:
• Your profile and content may be visible to other users based on your settings.
• You are responsible for ensuring that your contributions comply with community guidelines.
• We reserve the right to moderate or remove content that violates our policies.
Please avoid sharing personally sensitive information in public spaces.
5. Data Security & Retention
We take appropriate technical and organizational measures to protect your personal information. However, no online system is completely secure.
Data Retention Periods
We retain personal data only as long as necessary for:
• Providing services
• Fulfilling legal and contractual obligations
• Compliance with tax, financial, and regulatory requirements
User-generated content within Mastermind’s Hub may remain visible unless removed by the user or as required by policy.
If you wish to request data deletion, please contact us at [email protected].
6. Your Rights & Choices
Depending on your jurisdiction, you may have the following rights regarding your personal data:
For GDPR (EU Users):
• Right to access, update, or delete personal data
• Right to restrict or object to processing
• Right to data portability
For CCPA (California Users):
• Right to request information on data collection and sharing
• Right to request data deletion
• Right to opt out of data sales (we do not sell personal data)
To exercise any of these rights, please email [email protected].
7. Children's Privacy (COPPA Compliance)
Our services are not directed to children under the age of 13, and we do not knowingly collect personal information from minors.
If we learn that we have inadvertently collected information from a child under 13 without verified parental consent, we will take immediate steps to delete that data.
Parental Rights & Requests
Under COPPA (Children’s Online Privacy Protection Act), parents and guardians have the right to:
• Review any personal information collected from their child
• Request deletion of their child’s information
• Withdraw consent for further data collection
If you believe we have collected personal information from a child under 13, or if you need to exercise your parental rights, please contact us at:
COPPA Compliance Contact: [email protected]
For more information on COPPA and children's privacy rights, visit the Federal Trade Commission (FTC) COPPA Guide: https://www.ftc.gov/business-guidance/privacy-security/childrens-privacy.
8. Third-Party Links & External Services
Our website and Mastermind’s Hub may contain links to third-party websites or services. We are not responsible for their privacy practices and recommend reviewing their policies before engaging with them.
9. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect personal information from minors. If we discover such data has been collected, we will delete it.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted with the “Last Updated” date.
If we make material changes, we will notify you via email or through a prominent notice on our website.
11. Contact Information
For questions about this Privacy Policy or to exercise your rights, contact us at:
Teresa Wrich Consulting, PO Box 145, Hartford, SD 57033